Snaplash

I am a small business owner and aside from my life insurance I also take time to analyze and get a private health insurance coverage for me and my family. In every business there would be a down time when I could see  a break even amount in my financial statement. As a businessman I needed to find a way to cut cost and manage the finances of the business strategically. One resort would be to trim down expenses as well as lowering the premiums on my health insurance. I have been working for seven years in my own store but I have never been brought to a hospital    for medication. But that doesn’t mean I have to give up my health insurance. I will not do that, not with the uncertainty of the future. I would keep it but minimize the cost by electing to pay lower premium in return for agreeing not to be covered for a certain services and to pay a  set amount towards the cost of my hospitalization treatment.